Ringsmuth, Day & O’Halloran, PLLC
Don’t let COVID-19 keep you from getting quality representation when you need it the most. Our office is open and we have video conferencing and telephonic phone consults available!

What happens when college students commit credit card fraud?

| Apr 23, 2020 | Uncategorized |

Facing criminal charges is a serious problem for a person’s future, but it can be especially problematic for a Florida college student. For a young defendant, a conviction will do more than leave a mark on a criminal record. It will negatively impact everything from personal freedom to future opportunities. It’s important to fight back with a strong defense. 

One type of crime that may happen on college campuses is credit card fraud. This type of white collar crime may not seem like a big deal, but it’s a crime that can come with serious penalties. If you are a student or you are the parent of a student facing these charges, it’s in your interests to determine how to develop a strong and intentional defense strategy. There is a lot at stake, and your future is worth fighting for.

What is it?

Credit card fraud or debit card fraud is a type of identity theft. This means an offender takes another person’s information and uses it for personal financial gain. In cases involving credit card debt, it involves someone taking credit card information from another person without his or her permission and using it to make purchases. This crime can occur by physically taking the card and using it, or it can happen when someone accesses the number and uses it. 

When it comes to financial crimes, there are both state and federal laws against it. This means if you are facing allegations of credit card fraud, the penalties you are facing are especially steep. To make a case of this type of fraud, the prosecution will have to prove at least one of following elements: 

  • The defendant took and used another person’s credit card information.
  • The defendant forged, signed or sold credit card information belonging to someone else.
  • The defendant used a credit or debit card knowing the account was closed, expired or lacked the funds to make the purchase.
  • The defendant knowingly sold goods or services to an individual who was using a stolen card or card information.

You are innocent until proven guilty, but even the allegation of this type of white collar crime can have a detrimental impact on your life.

Your defense can start now

For a college student, criminal charges can result in lost scholarships, removal from school and loss of opportunities in the future. The time to fight for your long-term interests is now. If you are under investigation for credit card fraud or you are already facing allegations, you would be wise to reach out to a defense attorney to learn more about your options.